Episodes
Saturday Sep 16, 2023
Saturday Sep 16, 2023
Many of our colleagues have been instructed by accountants to use a "Dividends Only" strategy to take money into the personal hands. This strategy may be valid for some, but not for most (at least not after 2014). Unfortunately, despite the changes in the law, our colleagues have not been instructed to change strategy. This persistence down the same path may have major detrimental repercussions. Learn what these repercussions could be and how they apply (or not) to you.
If you want to leave me feedback or comments, please email me at hmfhd2020@gmail.com.
Sunday Sep 03, 2023
Sunday Sep 03, 2023
Many of us use banks. But most of us don't understand the banking industry. I surely don't understand fully the industry myself. That is why we have a guest on today to explain the underbelly of the banking industry and what the banks don't want you to know. This conversation with an ex-banker is honest, blunt, and edgy. I hope you're ready for it.
To leave me feedback, please email me at hmfhd2020@gmail.com
Thursday Aug 31, 2023
Thursday Aug 31, 2023
We all Canadian physicians have been yearning for a pension plan for the profession for approximately 120 years. No one has taken the time or given the effort to create one for us. That time has come. I, the co-founder of the Canadian Physicians' Pension Plan, have designed one that meet the needs of Canadian physicians. It is designed specifically for us.
98% of us are in RRSP, a vehicle designed for middle income individuals. It is not the ideal retirement vehicle and tax tool for Canadian physicians. A pension plan is.
Here is why.
If you have any comments or feedback, please email me at hmfhd2020@gmail.com
If you want to understand more about the Canadian Physicians' Pension Plan, please visit www.canadianphysicianspensionplan.ca
Saturday Aug 26, 2023
Things you should know about retail banking - Confessions of an Ex-banker (Part 1)
Saturday Aug 26, 2023
Saturday Aug 26, 2023
Many of us use banks. But most of us don't understand the banking industry. I surely don't understand fully the industry myself. That is why we have a guest on today to explain the underbelly of the banking industry and what the banks don't want you to know. This conversation with an ex-banker is honest, blunt, and edgy. I hope you're ready for it.
To leave me feedback, please email me at hmfhd2020@gmail.com
Sunday Aug 13, 2023
Financial teaching points for foreign trained physicians (and many others)!
Sunday Aug 13, 2023
Sunday Aug 13, 2023
This is an episode I recorded with my good friend Saad Nadeem, a CFP who helps foreign trained physicians in Canada. The concepts we talked about are not just for foreign trained physicians. Many of my colleagues trained in Canada are still suffering from the challenges we discussed. The learning points are relevant and real, very real. It is my strong belief that physician burnout is tied to financial well-being. Listen to see if you agree.
If you want to leave me with feedback or comments, please email me at HMFHD2020@gmail.com
Friday Jul 28, 2023
Friday Jul 28, 2023
There are 7 Money Mindsets. Do you know which one(s) you subscribe to the most often? Which one you adopt in times of stress or major money/investment decisions? "Know Thy Self" is crucial to your financial success.
For feedback or comments, please email me at HMFHD2020@gmail.com.
Saturday Jul 15, 2023
Roger’s story about Suitability vs Best Interest
Saturday Jul 15, 2023
Saturday Jul 15, 2023
I had the pleasure to have on my show Roger who shared with me his financial literacy journey and how he came to understand Suitability vs Best Interest Standard.
Please email me if you have any comments or feedback at HMFDH2020@gmail.com
Sunday Jul 02, 2023
Sunday Jul 02, 2023
We all Canadian physicians have been yearning for a pension plan for the profession for approximately 120 years. No one has taken the time or given the effort to create one for us. That time has come. I, the co-founder of the Canadian Physicians' Pension Plan, have designed one that meet the needs of Canadian physicians. It is designed specifically for us.
98% of us are in RRSP, a vehicle designed for middle income individuals. It is not the ideal retirement vehicle and tax tool for Canadian physicians. A pension plan is.
Here is why.
If you have any comments or feedback, please email me at hmfhd2020@gmail.com
If you want to understand more about the Canadian Physicians' Pension Plan, please visit www.canadianphysicianspensionplan.ca
Sunday Jul 02, 2023
Sunday Jul 02, 2023
We all Canadian physicians have been yearning for a pension plan for the profession for approximately 120 years. No one has taken the time or given the effort to create one for us. That time has come. I, the co-founder of the Canadian Physicians' Pension Plan, have designed one that meet the needs of Canadian physicians. It is designed specifically for us.
98% of us are in RRSP, a vehicle designed for middle income individuals. It is not the ideal retirement vehicle and tax tool for Canadian physicians. A pension plan is.
Here is why.
If you have any comments or feedback, please email me at hmfhd2020@gmail.com
If you want to understand more about the Canadian Physicians' Pension Plan, please visit www.canadianphysicianspensionplan.ca
Sunday Jul 02, 2023
Sunday Jul 02, 2023
We all Canadian physicians have been yearning for a pension plan for the profession for ages. No one has taken the time or given the effort to create one for us Canadian physicians. That time has come. I, the co-founder of the Canadian Physicians' Pension Plan, have designed one that meet the needs of Canadian physicians. It is designed specifically for us.
98% of us are in RRSP, a vehicle designed for middle income individuals. It is not the ideal retirement vehicle and tax tool for Canadian physicians. A pension plan is.
Here is why.
If you have any comments or feedback, please email me at hmfhd2020@gmail.com
If you want to understand more about the Canadian Physicians' Pension Plan, please visit www.canadianphysicianspensionplan.ca